$5,000 CD vs. $5,000 high-yield savings vs. $5,000 money market account: Which earns the most interest in 2026?

CBS News
April 20, 2026
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2 min read

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The Bottom Line

An article compares interest earnings of CD, high-yield savings, and money market accounts in 2026.

How This Affects You

You could potentially earn more interest on your savings by moving funds into a CD, high-yield savings, or money market account.

AI Summary

This financial analysis compares the interest-earning potential of a $5,000 Certificate of Deposit (CD), a $5,000 high-yield savings account, and a $5,000 money market account for the year 2026. The article aims to determine which of these options would yield the highest interest for investors. This comparison is relevant for individuals looking to maximize returns on their savings. The analysis suggests that transferring funds from a traditional savings account to one of these alternatives could be a smart and lucrative financial decision.

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